Newcomer in Luxembourg: your admin steps in the right order
Your arrival formalities in the right order: registering with the commune, matricule, CNS, bank, housing. Your first 90 days, stress-free.
Practical guides
Family and paperworkverified Oct. 2026Coming to Luxembourg from Cameroon: visa, studies and driving licence
Family and paperworkverified Oct. 2026Crèche in Luxembourg: finding a place and paying less with the CSA
Family and paperworkverified Oct. 2026Family allowance in Luxembourg: 2026 amounts and payment
Family and paperworkverified Oct. 2026British national in Luxembourg after Brexit: residence, work, and driving licence
Housing and property projectverified Oct. 2026Rent subsidy: are you eligible and how much in 2026?
Work and careerverified Oct. 2026Registering with ADEM and claiming unemployment benefits as a residentYour simulators
Your reflexes
Do your arrival formalities in order
Commune, matricule, CNS, bank: the order matters, and some deadlines are short.
Understand your tax card
It sets the tax deducted from your salary every month. A mistake costs you money.
Choose your tax class
It depends on your family situation, not on your choice.
Read your first payslip
Gross, contributions, tax: every line explained.
Organise your money in Luxembourg
Account, savings, transfers: the right habits from the day you arrive.
Check whether you can get tax back
Arrived during the year? You may have paid too much.
Worth reading
Housing and property project4 minFinding housing in Luxembourg: prices, rights and tips
Housing and property project9 minBëllegen Akt and home-buying assistance in Luxembourg: an update after the Housing Booster
Family and paperwork14 minComing to work in Luxembourg from outside the EU: D visa and residence permit
Housing and property project12 minMoving to Luxembourg: the pre-departure checklist
Taxes5 minTax withholding card: how to read and correct it
Housing and property project7 minEstate agency fees in Luxembourg: who pays, how muchFrequently asked questions
See yourself elsewhere?
Cross-border worker
Expat
Future newcomer
Long-term resident
Young LuxembourgerYou've just arrived in Luxembourg, and it feels like you're being asked for ten things at once. That's normal: between registering with your commune, joining the CNS, opening a bank account and looking for a place to live, it's hard to know where to start.
Start with our guide “Moving to Luxembourg: all the steps”. It covers every step, one at a time and in the right order. This page complements it with the simulators and answers that matter to you as a newcomer.
Among the very first steps is the famous 13-digit matricule, your national identification number, which you'll need everywhere.
Next comes registering with your commune, with the list of documents to prepare so you don't have to go back three times, and the question of exchanging your driving licence.
On the health side, we explain how to join the CNS and make your first reimbursement claims, so you don't pay costs out of pocket that you could get back.
Housing is often the sticking point. We show you how to search effectively and, above all, how to find out whether you're entitled to the rent subsidy and how much it would be.
Finally, opening a bank account and getting your foreign diploma recognised, if you plan to work.
Everything here is designed for a newcomer to Luxembourg who's in a hurry and a bit lost: clear steps, in order, nothing forgotten. Your first 90 days, stress-free.