Housing in Luxembourg
Rent without getting ripped off, buy with every available aid, pay less for your bills. Pick your situation, we'll take you to the right page.
Housing in Luxembourg is expensive, but the law covers more than people think. When you're looking for a home, know that a written lease is mandatory, that the rental deposit is capped and that agency fees are shared with the landlord. If your rent weighs heavily on your budget, the rent subsidy can help every month. To buy, the Bëllegen Akt wipes out all or part of the registration duties on your main residence, and our guide to buying when you're young brings together the aid you can combine. A mortgage broker can then compare banks for you.
Rules in force in 2026, checked against official sources.
Key figures to remember
- 2 months
- of rent excluding charges at most for the rental deposit, for a lease signed since 1 August 20243 months before
- 50 / 50
- the agency commission for rentals, shared between tenant and landlordsince 1 August 2024
- €10 to €520
- per month of rent subsidy, depending on your income and householdprivate rent above 25% of your net income
- €40,000
- Bëllegen Akt tax credit per buyer on registration and transcription dutiesmain residence
Which situation sounds most like yours?
You're looking to rent
Prices, lease, rental deposit, pitfalls to avoid.
Find a home
Your rent is too high
The rent subsidy, its conditions and its amount.
See if I'm eligible
You're preparing your move
The upfront budget and the papers to have before you leave.
See the checklist
You want to buy
Bëllegen Akt, home-ownership grant, home savings.
See the aidAll our pages, by need
7 in-depth guides, 2 practical guides and 1 simulator, every rule checked against official sources.
Renting
What the law requires of landlords, and the aid for tenants.
Buying
The aid can be combined: check all of it before you sign.
How we inform you, and our limits
Every rule and every amount on these pages is checked against official Luxembourg sources: Guichet.lu (ouvre dans un nouvel onglet), the Ministry of Housing (ouvre dans un nouvel onglet) and legislation on Legilux (ouvre dans un nouvel onglet). When a rule depends on the year, we tell you which one. When a text is only a bill, we present it as such.
An honest limit: what we give you here are pointers, not personalised legal or financial advice. Before a purchase, the advice of a notary and of your bank remains essential.
