Resident, cross-border worker or newcomer?

When you start in Luxembourg, tax is often calculated as if you had worked for 12 months. If you started mid-year, you've probably overpaid.

But reducing your taxes today by preparing for it, that's concrete. The 111bis makes you pay less now while building for later.

Luxembourg calculates your tax on your worldwide income. If too much has been withheld from your LU salary, you can get the difference back (Art. 30+20).

Housing savings reduce your taxes now, without commitment to buy. And the ceiling counts for each household member.

If you meet the criteria, you can access all tax deductions of a Luxembourg resident (pension 111bis, home savings, travel expenses...). Often several thousand euros in annual savings.